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Essentially, if you offer a lower down payment, you’ll have to pay a higher mortgage insurance premium. It can be paid upfront in a lump sum or divided amongst your mortgage payments. Your premium will usually be 0.6% – 6.5% of your total borrowed amount, based on your loan-to-value ratio or LTV (mortgage amount divided by purchase price). As mentioned, most lenders require you to buy CMHC insurance if you put less than 20% of a home’s price down. ![]() Mortgage loan (or default) insurance protects the lender if you start missing payments and can’t make them up within a reasonable timeframe. How Much Mortgage Loan Insurance Would You Need To Pay If You Offer The Minimum Down Payment? Minimum Down Payment Amountsīelow, we’ve demonstrated how much you’ll need as a down payment based on varying house prices (in the 300,000s). To avoid paying mortgage default insurance, you’ll need to offer your lender a down payment of at least 20% (of the home’s purchase price). Houses under $500,000 require a down payment of at least 5%, while houses valued between $500,000 and $1,000,000 require 5% on the first $500,000 and 10% on the remainder. The minimum down payment required depends on the value of the home you’re looking to purchase. How Much Do You Need As A Down Payment For A $300,000 House? Here are some examples using the same factors above (5-year fixed/closed mortgage, $25,000 down payment, $12,000 in CMHC insurance) and monthly mortgage payments: 15 Year Amortization Period Interest RateĢ5 Year Amortization Period Interest Rate The amount of interest you’ll have to pay overall depends on your interest rate and amortization term. When it comes to mortgages, interest is one of the most important costs to consider, as it can drastically change the size of your loan payments and total debt. How Much Interest Would You Pay On A $300,000 Mortgage? Now let’s see what your mortgage payments would be like using a 5-year fixed term (closed) and $25,000 down payment with a 3.0% interest rate, $12,000 of default insurance, different amortization periods and a monthly or bi-weekly payment plan: 15 Year Amortization What Would My Mortgage Payments Be For A $300,000 Mortgage?
![]() There’s 15w wireless phone charging on offer, as well as up to 60w of power to charge devices by USB C if this isn’t enough there’s also a 230v socket available. There’s a 13.7-inch digital dash panel, while as you’d expect in a luxury car, buyers can opt for a Rear Seat Entertainment package, which adds a pair of 11.4-inch HD touchscreens mounted on the front seatbacks. The brand says 90 per cent of tasks are accessible in just two steps from the home screen, while there’s also more connectivity than ever before, with over-the-air software update capability, Amazon Alexa integration, Spotify and, of course, Apple CarPlay and Android Auto with wireless connections for both programmes. It still uses the same gently curved 13.1-inch touchscreen on the dash, but ‘Country Road Assist technology’ has been added, along with revised off-road cruise control. The new car comes in five-seat standard wheelbase form, while if you opt for the long wheelbase variant you can specify a third row of seats.Ģ023 sees the Range Rover adopt Land Rover’s latest Pivi Pro infotainment system. This fifth-generation Range Rover will be the first that offers seating for seven. ![]() Alloy wheels between 20 and 23 inches will be available depending on spec. It's not the only design detail that has been retained, as the new Range Rover still boasts a split tailgate, while the door inserts have evolved to a U-shaped design. The first below the doors that now sweeps upwards towards the rear, the second runs back from the clamshell bonnet and is sharper and tighter than before, while the third separates the model’s trademark floating roof. ![]() In profile, the Range Rover is still defined by three clear horizontal lines. The tail-lights and indicators have been incorporated into a solid-looking black panel that is opaque when the lights aren’t on. Land Rover’s design reductionism is clear at the rear, where the biggest styling changes for the new car can be seen. However, leather will still be offered as standard. With this in mind, no Range Rover will wear an engine or trim level boot badge, while alternatives to leather will be offered in the form of Kvadrat technical Ultrafabric to improve sustainability. Hybrid power can now be optioned on SV models.Īccording to Land Rover’s Design Director, Massimo Frascella, the new Range Rover’s design is all about reductionism, reducing the lines and joints in the body to give a new, more understated take on modern luxury. Land Rover has also introduced SV versions of the new Range Rover, with the new range-topping specification available in short- or long-wheelbase form. This latter setting retains a programmable state of charge for deployment later in the driver’s journey. 50kW DC rapid charging enables a 0-80 per cent recharge of the battery in under an hour.Īlongside fully electric EV mode, there’s a choice of Hybrid mode – the default setting, which combines both power sources and uses predictive energy optimisation tech, as well as geofencing to ensure electric propulsion is available in low emissions zones, for example – and Save mode. CO2 emissions have also been slightly improved for the PHEVs with 16g/km in hybrid drive mode. Range Rover claims the 0-62mph time for the P550e stands at five seconds flat - half a second quicker than the P510e.īoth variants will offer up to 75 miles of range on electric power only (with an expect real-word range of 59 miles). The detuned P460e puts out a total of 453bhp and the P550e has 542bhp - up from 503bhp in the P510e. Both PHEVs use a 3.0-litre straight-six turbocharged petrol engine in tandem with a 217bhp (up from 141bhp in the P440e and P510e) electric motor. ![]() A lifelong learner who thrives to live to the fullest and with more purposes. Shanlax International Journal of Education, 9(4), 359–373. Distance Education & E-Learning Infographic JanuAuthor: Nia English An MDE candidate with a loving husband and three wonderful children. ![]() Views of High School Students on the Effectiveness of “English” Course by Means of a Distance Education. ![]() This article highlights the importance of the ISTE 2.1 Learner Standard by demonstrating the importance of self-improving one's practice, especially by aligning with current research that demonstrates which technology and methods are the best for learning.īayar, A., & Karaduman, H. In essence it exemplifies the importance of maintaining accurate records. According to the Danielson framework, it highlights the necessity of not only keeping students on track, but making sure they have a way to stay on track by experimenting with various means of technology if possible. In sum, learning English is better done in an actual classroom if possible, though most students recognize the necessity of tech ed in a distance ed course. Further, it will be best to prioritize listening and questioning exercises in the classroom if that is applicable. Thus, in teaching it is important to take note of students' preferences in learning because that determines how they will best master the subject. On specific technology, students recognized the superiority of Web2 Tools over EIN, and on certain skills, students found it was easiest to learn via writing, reading, and speaking in distance ed. Most students recognized the necessity of doing so, about 30% viewed it as a waste of time. In the article presented in this infographic, 10 high school students were interviewed on their thoughts on the effectiveness of technology in distance education in learning the English language in the classroom. Why should you consider using them in marketing by Janet Berger & Elmarie Harrington June 22, 2023. ![]() Old Dominion LTL freight pickup and delivery routes are available in every region of the United States. The main services offered by OD can be broken down into Domestic, Expedited and International freighting options. Whether you are transporting electronics, paper products, food items, or other goods, trust ODFL to keep your commodities safe, and deliver them promptly to your chosen vendors. ![]() The Old Dominion company provides multiple service options for shipping clients across industry verticals. Excellence in Claims & Loss Prevention 2018 - American Trucking Association.2000 World’s Best Employers List 2018 - Forbes Global.Inaugural Diamond Legacy Award - American Trucking Association.Oracle CX Excellence Award in Anytime - Anywhere Sales.Best LTL National Carrier (Recipient every year from 2009-2018) - Mastio and Company.The list below includes only a few of the awards given to ODFL thus far: ODFL’s carrier services have been recognized year after year for the company’s commitment to excellence in service, premier leadership, and efforts in sustainability. These values, together with a streamlined process and a dedication to quality management, have helped the company become a front runner in the LTL industry, and many customers’ first choice for LTL freight shipping. Old Dominion Freight Lines is built on the foundation of core values such as professionalism, honesty, reliability and ethical trucking practices. In addition to providing 5-star service to customers, the Old Dominion Transportation Group is the official carrier for Major League Baseball in America. Founded in 1934, the company started with just one truck and has grown into a leading carrier across the nation. ODFL freight offers timely service from experienced professionals. One of the most popular carriers with our clients is Old Dominion Freight Line. Whether you’re looking for specific rates, service types or service areas, we can connect you with reliable, experienced shippers that fit all your needs. Looking for a freight shipping partner for your regional or cross-country transportation needs? FreightRun can help you find the perfect carrier with our easy tools for finding and comparing dozens of freight companies. ODFL: Old Dominion Freight Shipping Services ![]() Note: Please explain what makes the character hammy when adding them. If a hero is also a Large Ham, or there is a World of Ham, it's not this trope unless the villain manages to still out-ham everyone.ĭastardly Whiplash is a specific character type that embodies this trope - you know, the one with the twirling moustache and cape. Contrast Soft-Spoken Sadist (the villain is the calmest one in the room). A Genre Savvy Villain Protagonist will act hammy just because it's expected.Īlso, when the villains are pretending to be good guys in some stories, they don't really act hammy, but when they show who they really are, they let loose, almost as if being a Large Ham is their true nature. Of course, when they both do, the awesomeness factor increases tenfold. That isn't to say the heroes never get to have such moments, but the villains will get the clear majority of them. Whatever the reason, bacon and scenery are important parts of every villain's daily balanced breakfast. Or this is used to indicate how Power and Evil feel Good. ![]() And maybe the moral depravity of their act is balanced by how much fun they are to watch. Maybe they've decided that since they've already punted a few puppies, called down the lightning, and donned the Spikes of Villainy, they may as well have fun with it. Maybe it's a reflection of their narcissism and total lack of inhibitions. Muwahahahahaaaa!Īs for why, it's not known for sure. It's one way they are Obviously Evil and Drunk on the Dark Side.
I’ll certainly stand by it – homemade is always best. People loved the group idea, the fact that we put it all together ourselves, and they especially loved the creativity. The costume was a success! We got compliments all night and ended up winning the group costume contest. ![]() Then I attached a yellow paper “tag” with Slinky’s name on one side and picture on the other side. I colored it green with face paint and made it into a collar. I took duct tape and folded the sticky sides together. Bo is the romantic interest (later girlfriend) of Woody, providing a calm and loving comfort whenever he is overwhelmed. Bo is sometimes considered to be 'Andy's toy' because Andy likes to make her the damsel in distress of his plays. Then I made a ball from duct tape and attached that to the end of the tail. Background She is inspired by the character of the classic children's nursery rhyme Little Bo-Peep. I wrapped it to make the coils progressively tighter until I thought it was long enough. I wrapped it around my body, which took forever. For the slinky part, I got coil wire that my parents happened to have. A little black lipstick on the nose – I was a dog. I put my hair in pigtails and looped them half through to make ears. I picked up a brown velour tracksuit for the base. She wore a pink tank top and pink bandanna To finish off the look, we attacked a stick to a “pimp cane” and covered it in blue paper and gave her a little stuffed sheep. Then we found a white vest at the thrift store and cut out cow spots from felt to glue on it.īo-Peep found a pink long skirt and white apron at the thrift store. We found him a cowboy hat and bandanna and he supplied the holster. Woody wore a yellow checkered shirt and jeans. I decided on Slinky-Dog, one of my favorites. We already had a Buzz, the other girl wanted to be Bo-Peep, and the guy of the group had to be Woody. It was decided – we would do a Toy Story theme! 83 Woody and Bo Peep From 'Toy Story 4' For Woody: Giddy up, partner Get in the 'Toy Story 4' spirit by dressing up as everyone's favorite sheriff. One had bought a cheap kid-sized Buzz Lightyear costume and cut it up to fit her (she’s not kid-size). My junior year of college, some of my friends wanted to do a group costume. My mom always made my costumes when I was younger and since then, I’ve crafted my own, sometimes still with some maternal help. Whatever costume you choose, remember the most important part is the person by your side…also dressed ridiculously.I have never had a store-bought costume in my life. You’ll be the most popular people at the party, trust. Want s’more costume ideas? Go as the classic campfire treat (yep, the costume exists!) and bring a tray of homemade s’mores with you. (Hot tip: Double check that you’re not actually buying doll-size clothes when you order…) If you’re a couple who loves a good pun, go as a deer and headlights. Maybe you dress up as classic time-traveling twosome Marty McFly and Doc Brown, or try on Toy Story’s Woody and Bo Peep for size. (After all, you two really do go together like PB & J!) ![]() If pop culture’s not your vibe, you can always go the crowd-pleaser route with a food-inspired costume. You want a couples Halloween costume that reflects both your personalities and interests, whether that’s a favorite fictional duo or that celeb pair you’re convinced would absolutely love going to lunch with you guys IRL. Not only do you have to dress to impress, but you also need to make up for lost time.Ĭonsidering pumpkin spice is back in coffee shops, it’s officially time to hunt for the ultimate All Hallow’s Eve ensemble. After the less-than-happening Halloween of last year, the pressure is on. Whether you’re hitting up a bunch of costume parties or trick or treating with the kiddos, you and your boo (ha, get it?) need the perfect 'fits. Halloween is all about sweets-spending time with your sweetie, that is. ![]() If that is granted a separate action would be brought forward to move ahead with cameras in 2022. The City Traffic Engineer is asking for permission to issue a request for proposals for an Automated Traffic Safety System. For links to all Oregon DOT traffic cams and road conditions, go to ODOTs Trip Check site. That number increased to 10 for a briefing for the City Council public safety committee in 2020. Public Works Everett Traffic Cameras Everett Traffic Cameras Click on a camera icon to view the current camera image. In 2009 7 potential camera locations were identified. This HD live webcam stream comes to you from the city of Everett in the coastal region of the U.S. Traffic - Bing Maps 100 All you need to do is save your home and work addresses for better traffic updates. The yearly equipment cost for the program is currently estimated at $663,000.00 with an additional $504,000.00 in annual employee costs. The City has always maintained it was about traffic safety and not revenue but does say they expect it to be revenue neutral or possibly generate revenue for traffic safety projects. The city installed a red light camera and installed a system of sensors to capture speed and cameras to photograph the rear of the violators vehicle and. At that time locations were identified for red-light cameras and also a school zone camera. Plans didn’t move much farther along until the City Council Public Safety Committee re-visited the issue in 2019. At that time the City Council passed an ordinance authorizing the use of cameras to monitor several different intersections around the City. The City of Everett first seriously considered red light cameras back in 2008. The thumbnails are not live and do not update. There would be another 500k in staff cost annually.The Everett City Council is again looking at Red-Light cameras and will receive a briefing Wednesday night from the City’s Traffic Engineer. Everett Traffic Cameras Hewitt Ave-Cedar St Hewitt Avenue-Cedar Street Camera Which way is this camera pointing Refer to the thumbnails to determine the direction. I highly doubt that many of the ticketed drivers are people who blow through lights after they have turned red.Here is the estimated annual equipment cost. Gather food and supplies Thursday and stay off the roads Friday if possible Know before you go: View Everett’s traffic cameras to look at the conditions at 36 locations across the city To. I-5 everett Traffic Condition and Accident Report. I am sure that 90 percent of red light camera tickets are people who come up to the intersection and, if it’s open, coast into the free right at a few miles per hour, instead of stopping first. Everett Traffic Cameras Everett Traffic Cameras Click on a camera icon to view the current camera image. What has every city done? They have found the most expensive parking ticket that it is possible to get - usually something like blocking an alley when an emergency vehicle needs to access it - and charged red light camera fines accordingly. How do I know that? When the Washington State Legislature first approved red light cameras, they said that the tickets could not cost more than a parking ticket. No doubt they want revenge for I-976.ĭori: I want Kent leaders to take a polygraph test about red light cameras Any politician who tells you that red light cameras are about public safety is a bold-faced liar. Washington Avenue & Quail Street Western Avenue & Brevator Street Central Avenue & Henry Johnson Boulevard Everett Road & Watervliet Avenue. Visit our Prime Day 2022 hub for the best discounts on mobile tech and more. Looking for sometime else? Browse our best Prime Day tablet deals for more options. If you buy one, its in the EPUB format and can be read on Kobo and Amazon Fire tablets, but not Kindles. If you're looking for a lightweight tablet to stream movies, shows, music, and read on, the Fire HD 8 is a wise choice. Best Kindle Paperwhite alternative Kobo Clara 2E. The difference in weight is minor too, with the old model being 182g (or 191g if you. We also like its impressive battery life which endured 13 hours and 49 minutes during testing. The Amazon Kindle Paperwhite 2021 is 174 x 125 x 8.1mm, while the Kindle Paperwhite 2018 is 167 x 116 x 8.2mm. In our Amazon Fire HD 8 review, we like its fun Alexa features and USB Type-C charging. Amazon's Kindle Fire HD 8 is one of the most affordable tablets for the money. It features an 8-inch, 1280 x 800-pixel touchscreen, 2-GHz quad-core CPU, 2GB of RAM, and 32GB of storage. Normally it costs $89.99, so that's $40 in savings. Now is the best time to snag one of Amazon's budget-friendly tablets for a fraction of the price.įor example, the Amazon Fire HD 8 is just $44.99, which is its lowest price ever. January 2017 Reads and a New Book Page!Prime Day 2022 Fire tablet and Kindle deals at Amazon slash up to 50% off its already affordable slates.Kindle - Fire vs Paperwhite vs Free App.Look Fantastic Beauty Box February 2017: The Runwa.Five Star Friday: Distress Signals by Catherine Ry.Owlcrate February 2017: Run Away With the Circus.I have my son's set so that it automatically stops working at 9pm, and he doesn't have any internet or download access (it's password protected) so if he wants a download I have to do it.Ĭan be used with Borrowbox to borrow library books straight to the tablet.Īttractive colour display, great graphics.īattery life is short (7-8 hours if using constantly). You can choose what to allow and what to limit. Just a note on security - parents can assert full control over a child's tablet, it can be linked to your account and it can be password protected, limited, and monitored. On mine, I've a couple of hundred books, Candy Crush, Netflix, a GSAM Battery Monitor, Borrowbox for library books, Goodreads, some Social Media apps. On his, he has a handful of books, Minecraft Pocket Edition and a couple of free games. Both are 8GB (the operating system takes up the guts of 3GB of that), which seems small but is enough for hundreds of books especially if you make use of the cloud (move a book to the cloud when you're done reading it). My son has the most recent version, his has a camera, can record video, and has a slot for an SD card. Verdict You might like Amazon came out with the Kindle Paperwhite back in 2021, but how does it stack up against the company’s top reader, the Kindle Oasis The Kindle Oasis is Amazon’s. I have an older version of the 7 inch, mine doesn't have a camera. The 7 inch (£35 for 8GB, £45 for 16GB), 8 inch (£90) and 10 inch (£170). Best Kindle Paperwhite alternative Kobo Clara 2E. It has a 300 ppi glare-free display (compared to the Kindle’s 167) and. It’s thinner, lighter, and more robust than the Kindle. It is not a major inconvenience, simply an extra step. ![]() Whereas the ad-supported Kindle requires you to press the lock button and then swipe the screen. The no-ads version just requires you to press the lock button. The next difference you will notice is when you unlock the Kindle. The Fire is available in three screen sizes. The Kindle Paperwhite is as if the Kindle went through puberty. This is by far the biggest difference between the two devices. I just deleted 3 paragraphs of technical nonsense - I was confusing even myself. ![]() ![]() If you do stop for drinks, consider getting a large drink and sharing or getting real fruit juice or other healthy choices. We usually try to get our kids to fill up their reusable water bottles when we stop or we keep jugs of water in the car to refill so they are ready to go whenever we stop. Water is your best option! But just like I think moderation is best with snacks, it sometimes makes sense to get a special drink when you stop. Egg Sandwich (make in the AM and bring along).Any of the sandwiches above on a wrap or tortilla.Ants on a log – peanut butter on celery with raisins.Pancake stacks – peanut butter, Nutella and fruit (more like sandwiches).Thing-a-ma-bobs (what my mom called meat and cheese wrapped up together).Cracker stacks – crackers, cheese and meat.The best road trip snacks for kids also make the best bedtime snacks and the best hiking snacks. We also love these snacks as they pack well if we’re stopping for a hike or other activity. Some of these car snacks can be assembled in advance, but you can also pack the parts in the cooler and assemble them during a break. The list below includes many options for more in-depth snacks that will last longer. These snacks are great since they tend to stick with you a little longer and many of them make excellent road trip snacks for toddlers since they are easy to each and not as messy as certain fruit.ĭepending on your travel style and the length of your trip, you may stop for meals or need more filling snacks to get you through a longer drive. If you have a cooler on your road trip, then you have the flexibility to bring a few extra snacks such as meats, cheese and yogurt. Guacamole (with chips, pretzels, veggies).The best news is you can eat lots of these without ever really getting too full. Granola Bar Vegetable Snacks (dip your veggies in hummus or veggie dip)Īre you wondering what food to take on a road trip to make you feel great? Make sure you stock up on plenty of vegetables as these will have you feeling great for the longest.Nutella on …(bread, crackers, fruit, etc).Too much sugar on a road trip is bad for everyone and you’ll end the drive feeling gross with either hyper or tired kids. Nothing says road trip like some of these sweeter road trip snacks. Premade peanut butter and crackers Sweet Snacks.Pretzels (can dip in peanut butter, nutella, or hummus).Many of these are classic car snacks for kids and will keep your trip rolling along smoothly. When we set out on our one-month road trip during the summer of 2021, we were careful to keep our snacks packed for a few days in the future and we always kept a stash of salty snacks that stored well. A few items on this list should be packed carefully as they can bruise of make a mess, and ideas like watermelon are best saved for a stop on your road trip instead of in the car. Fruit can be easy to find and keep and will keep everyone feeling good and ready for your next stop. 12 Steps to Create the Perfect Plan for Road Trip Success (A Complete Guide) Best Road Trip Snacks for Kids and Adults Healthy Fruit Snacksįruit makes excellent family road trip snacks and should be your first go-to on the road.Our complete guide to planning road trips with kids, teens, and tweens.We included mostly healthy and some treat road trip snacks for kids and adults. The best road trip food list includes healthy snacks – this doesn’t mean you shouldn’t occasionally stop and get a treat, or seek out an amazing ice cream shop! What it does mean is that you should prioritize healthy snacks if you want to keep everyone feeling good and happy. Most of these snacks are great travel snacks for toddlers and babies too. We’ve got you covered with the 100 best road trip snacks for kids and adults. You can plan the most amazing road trip to an epic destination, but hey, if you don’t have the best food for road trips in the car you may end up with whiny kids, grouchy adults, and moody teens. |
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